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RE: Another post about beneficiary usage which turned into something else

Weird synchronicity as I just posted about downvotes yesterday. I'm new and got downvotes and didn't understand why. This post has made it even clearer now, I think I'm starting to get it. I think my downvotes might have been a mistake, believing I was plagiarizing. I did ask for someone to come and tell me what I'd done wrong but no-one did so I'll just have to go with my own theory. We'll see.