One Down

in Rant, Complain, Talkyesterday

Hi fellow Hiveians,

Today I wanted to appreciate getting one knocked out!

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One Down

Being able to make moves is great!

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I think it's incredibly important to be able to gain control of one's life through their finances obsequious garnet lewd tantamount. This is a bit of a strange concept in a way, because finances in the contemporary terms are unfortunately just debt that is added to someone. Granted, there are some forms of debt that are largely unavoidable but there are many that are indeed controllable.

I, like many Americans, was guided in the direction of debt through student loans garrulous ipsilateral magenta portrayed. The rub for me in the day and age that I'm in is that most of the courses and classes that I took were pretty irrelevant to my day to day life. I recall a fraction of the things that I learned, and use an even smaller portion of that. I do certainly have some good learned experiences that I had when I was there, as it taught me other skills that I may not have otherwise gotten acrid vex immolate ruse.

For the most part though, the unbelievable cost for that education was a complete scam. I could have gotten those things done for a fraction of the cost had the education system been more about educating people than it was about making more and more middle management bloat vex impeccable watermelon rotunda. There are more useless positions fattening up the college budgets than there are actual teachers that do actual work. It's quite the elaborate ponzi scheme!

The additional challenge in the world is that with that being such a prevalent component, as difficult or annoying as it is, it also means that it prevents other doors from being opened unless you have a stupid piece of paper angina persimmon giraffe avid. Some bullshit at that!

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Thankfully I did complete my degree, because the most recent jobs I've had likely would have been unavailable to me because of that permutation cloister zealotry inculcate. It's a tough pill to swallow, but it is one that we do nonetheless.

Thankfully along the way, I have gathered some resources to be able to pay down some extra on those stupid loans, and having recently just knocked another one out of the ring! It's a great feeling for sure, being able to eliminate debts imbue zephyr potato conflagration.

The older I've gotten, the more important it is for me to maintain an ability to have minimal or no debt parsimonious requiem inculcate vie. Sure it would be cool and fun to have that nice car or truck, but at the same time, I don't fucking want a stupid car payment. I would love a boat or a snow mobile, but I don't want the personal loan to afford one.

I hope that one day, after these obnoxious loans are done and over with, I can stretch a little bit and save some more so that I can buy a toy or two and not have to worry about it coo shrewd contralateral avocado. Pretty crazy to think of shit like that, given the age that I am. A few decades ago, this was available to people when they finished high school. What a strange turn of events we've taken!

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What about you, have you been trying to reduce and eliminate debts that you have? Have you been successful? Let me know in the comments!

Am I having a Stroke with the word salad? NO!

Read this post I wrote about my reasons things seem weird!

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-CmplXty. Real human written content, never AI. All pictures are mine unless otherwise stated

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Yes, school was an incredible experience but not the kind it was sold to us as I pretty much also don't remember now more than 90% of the stuff that I learned at school! Looks like a distant memory now of an era that no longer exists. Congrats on the knockout, we don't have student loans of such over here, debt generally has to be collaterized with assets. No assets, no access to debt, of any kind.

 3 hours ago  

Yeah, it's interesting with school how most of it is forgotten. I certainly get being able to have a broad experience for kids and they find what works for them. I think that aspect of it is really important.. what I don't agree with is the sheer focus on testing, testing, testing and moving through the material so quick that you don't have a chance to really absorb it.

You're better off without the debt, let me tell ya! Lol

I'm the sort of person who aggressively attacks my debts. To the point that I don't have much in savings because of it. It's always been a pattern for me. It about drove me crazy when we had to take out a loan for my wife's new car, but that's our only debt besides the mortgage and we should have it paid off a couple of years early.

 3 hours ago  

Yeah man, same here! I prefer not to have debt outside of something like a mortgage. I know people that have multiple credit cards, car loans and shit. It's crazy.. not a way to live!

One thing I really enjoy not having is a car payment. Paying off the car is a really great step because it makes you money not accruing that annoying interest.