There are many means to acquiring finance but not like this
Scamming people is easier than actually doing a work. Sure, scamming needs a work too but it's quick, easy money with high profit. It's unfortunate for the affected. When someone choose that route, one of the only things comes to their mind is quick money for whatever personal reason behind it.
The amazing part of it is that most cash gotten from scamming people are not well utilized, most of them waste the money on useless things