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Hey, @adechina.

There certainly is and can be a disconnect between how things work and how people think things work, or how they try to make things work. That last one is probably won't happens most. Unfortunately, the systems aren't designed to work the way they try to make them work, or, alternatively, provide too many other ways of doing things that detract or are potential detrimental to the one way people want it to work.

Reality is, people need to power up somehow, someway, in order to get anywhere here, and without building up the account at least, they're going to be missing out on earnings, and diminishing their own capacity to earn it.