A .02usd rise in price negates the 15% interest on hbd, so if you are holding hbd get your limit orders set if you want to ride the wave on its way back up.
I don't think we have hit bottom, just yet, but single digits is not a bad time to buy, imo.
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I will convert HBD to HIVE soon.
https://hivehub.dev/market/swap
You can swap it for hive using this.