Apologies for the delay. I've been busy. Thank you for taking the time to respond.
I'm listening. Studying, here and elsewhere.
There's more but after some thought, I'm going to leave it there, since potentially swaying opinions in either direction is not something I'm interested in doing. This isn't an easy call to make.
I'd like to see others chime in as there's a lot of time between now and the deadline. I'll keep my eye on things as I sit on the fence.