"HBD is debt of Hive holders and serves no benefit to Hive holders whatsoever."
Then why do Hive holder take on that debt? I greatly benefited from HBD savings on the debts I held. Does it hurt when you try to think? How can you fail to note that benefit? It's the very thing you're complaining about!
You call me a retard but are incompetent to correctly note that people have to acquire HBD using capital, which is what market capitalization enumerates. I note that it's been said that whomever first starts throwing around insults has lost the debate, and you again prove the truth of that adage.
You are confusing a Hive holder and a HBD holder. What benefits do Hive holders get from HBD?
I am simply responding to your statements. You used the term Hive holder, and I used the same term you did. I hold both Hive and HBD. I doubt many that hold HBD don't also hold Hive. I've said this twice already, so I'll try to make it easier to understand. When a bank holds customer funds on deposit, even though those funds are actually debts, as every dollar in existence is today, this creates greater financial stability and assets for the bank. Because HBD are purchased for Hive, to get HBD you have to first have Hive. This requires HBD holders to have transacted for the Hive to have to be able to exchange the Hive for HBD. Each Hive token sold for this purpose increases the market capitalization of Hive as represented by outfits like coinmarketcap. That alone is good for Hive. But so is the holding of HBD in interest bearing accounts, because, just like the bank, that creates greater financial stability and depth for the platform. These things reduce the risk of holding Hive, which benefits stakeholders.
Show me the math benefit.
Srsly?
Go read about banks and how that works. I've got shit to do.
I know, doing the math is hard.