One of the keys to the advancement of a blockchain like Hive is the continued improvement of the ecosystem. From the base layer to the tokens on layer 2, all need to see progress. This includes the infrastructure and other applications that aid in the user experience. This is something that many are working upon.
Cryptocurrency is a slow process. The existing banks had more than a century to erect their system. We are playing catch up. Fortunately, the decentralized nature of things can advance the progress.
SpkNetwork can really be a player in the DeFi realm, taking on Wall Street. I know that isnt a primary focus but it could be. There is enormous potential for a decentralized node system.