All people are planning a big purchase in the form of an apartment or a car and not everyone has the necessary amount to make it. Then it is necessary to apply to banking institutions in order to obtain a loan and further payment of interest for it. Such interaction is very profitable, if all the rules are strictly observed, the client agrees to all the conditions and discipline makes all payments.
We are engaged in search and optimization of interest costs in obtaining a loan, but banks now play the role of monopolists and easily establish their own rules, which many borrowers are unprofitable because of the large percentage of the required return.
Each Bank requires its own set of necessary documents, upon receipt of which they check through their database and sometimes represent limited data, as it is possible the person for the first time decided to ask for help or at his work does not enter the entire amount of salary that he actually receives.
This situation leads to the fact that most financial institutions refuse to grant credit and approve only good regular customers. Now there is a falsification of documents by people who want to get money, they pay for them, fake information, in the future do not return - all this has a negative impact on the banking sector and the market as a whole.
Micro-loans begin to prevail, which set just mad interest for them, and if a person has no other choice, then it is necessary to agree, which entails delays, fines, constant calls from collectors, a waste of time and nerve of all participants. But fortunately, today a great platform is being created that will be able to solve these existing problems, called Distributed Credit Chain!
The project creates a decentralized lending market and many other financial services based on blockchain technology. This idea will allow to reduce the hegemony of traditional banking institutions and get more than 2 billion people to financial and technical services, which will be useful not only for the people themselves, but for small and medium-sized businesses.
The platform will allow to switch to digital banking, increase the flow of finance thanks to cryptocurrencies, as there are no territorial barriers for their transfers, everyone can send money regardless of social status, age and other political rules.
At the recent Consensus 2018, many countries are planning to introduce blockchain technology in some areas of activity, so it is a matter of time before the issue of increasing trust and increasing the use of digital money. All transfers, current affairs of people and enterprises are recorded securely in the public register and can not be changed, which makes it possible to view them when accessing information from the owner and to respond more quickly and make decisions when issuing loans or other services.
The project provides many areas for development(you can see in the picture below) and they will improve the banking infrastructure, become a bridge for the transition to digital service, thereby removing intermediaries in the form of banking and electronic payment systems, reduce or completely remove paper notes.
The team consists of experienced professionals and many companies have already paid attention to the project, supported financially, which can be seen at the rapid collection of the required amount within 20 minutes 26.2 million dollars.
More information you can find on these links:
Website: http://dcc.finance/
Whitepaper: http://dcc.finance/file/DCCwhitepaper.pdf
Telegram channel: https://t.me/DccOfficial
My bitcointalk profile: https://bitcointalk.org/index.php?action=profile;u=1184171
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A promising idea that will help people get access to financial services and products directly from their smartphone!
What is the legal side of the project? In some countries, social lending is not permitted(for example in Poland).
I participated in the large social lending project in the past and experienced myself how honest are the users(lost around 20-30%). Banks have a long history and experience - they would love to give you a loan but they know what can happen.
Anyway if there will be any mortgage opportunity based on blockchain I will be up for it:)
I was a victim of loans, but now I will use only such a clean and transparent platform!
A great result on the public sale, the platform is clearly waiting for a great future!
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Many small and medium-sized businesses will be happy to receive such financial support
Few projects can boast of such a result of a quick collection, let's see how the project implements its idea in the future
Surprisingly quickly raised the necessary amount of money, so people believe and the team has good support
Thank you for useful information author! I will tell my friends and businessmen who need financial help)