Although the current scenario maybe unfavorable for now and you maybe right about this being a pipe dream ...... but it makes me think about what if the present situation changes.
Indian economy is well placed in terms of technology. Although adoption maybe a long time away but tokenization can still breach the 'old boys' network of the banks if the projects based from India can take off in the international market. This can result in a truly spectacular analysis of the situation by the Indian masses. They are bound to ask - 'how come our project is doing so well outside our country and yet we are deprived of the profits?'