Bail ins have been on the cards for a while. Most Western countries have slipped in legislation to enable it to happen and the populace is largely unaware. They think their money is so safe that "Take it to the bank" has become an idiom of confidence for the sheeple.
I thought it might have happened already but maybe one last round of stealth bailouts via money printing, QE and asset purchses might yet kick the can a tiny bit more. It's better to be early than late with preparations though. Crypto and hard assets is where you want to be when it happens - not numbers on an electronic bank statement.