Just cuz you have high debt doesnt mean everything doesnt matter and is wayne.
Not important if capitalism (free markets) or communism (centralised totalitarian regime)...
I have a bit of a worry that you fell for nihilism.
The key against nihilism is to understand that there is no objective purpose, but a subjective.
You have to give everything you do a meaning by yourself!
Open the doors for anarchy and Self-responsibility
Greets :)