I been here since 2017. So far I have not cashed out anything. I only powered down a little to buy cards/ packs in splinterlands. Seeing my HP and HBD grow brings me joy. I intend to stay here for many more years so cashing out now and losing all that insane potential would seem like the height of stupidity.
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It is part of my life too, just steadily growing, it's great! Once you get over that 100K mark everything just seems so much more rapid too!