I opted to decline payout on my introduction post in the spirit of contribution to the community, as, as I understand it, the total payout pool on a post is still split between voters and commenters. Not that the post will probably earn that much, but who knows! For the rest of my posts I reserve the right to fully monetize them (or not). 😉
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Thanks for answering my question. I added my 2 cents (literally) to your future wealth. Good luck!