If you are to ask me, there is one investing concept that doesn’t require a lot of thinking and effort, and yet can be very profitable in the long run, especially in the world of crypto: Dollar Cost Averaging, or DCA.
The idea is simple. You invest a fixed amount at a regular schedule over a long period of time, regardless of the price. It could be weekly, bi-weekly, or monthly. Instead of trying to time the tops and bottoms, you just keep buying. Over time, your average cost smooths out the volatility, which is perfect for a market like crypto where prices can swing wildly in a single day.
For me, this is one of the most effective ways to grow wealth without needing to actively manage every little move of the market. You don’t have to stare at charts, chase pumps, or panic during dips. You simply follow your plan and let time do the heavy lifting.
What I really hope to see in the future is better infrastructure around this. I’m looking forward to the day when on-ramping from fiat to crypto is so streamlined that I can just tell my bank:
“Every week, on this exact day, buy this amount of BTC or ETH and send it to my self-custody wallet.”
No more manual transfers, no more logging into multiple platforms, just a clean, automated pipeline from my fiat income into my long-term crypto positions.
I think that kind of integration would be a big advancement for crypto investors. It would make disciplined strategies like DCA easier to follow and more accessible to regular people who don’t want to be “traders” but still want exposure to this growing asset class.
Until that day comes, I will continue to DCA manually and stay consistent with my plan. The tools may not be perfect yet, but the strategy still works.