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You are starting to feel the heat @kenmelendez and so am I. Our ability to adapt, and position ourselves with the upcoming financial shifts will determine our standing in life 5, 10, and 20 years from now.

Yes, the decisions we make each day cause a ripple effect that spans into the future. Even the decision of indecision or complacency causes a future effect, and those are usually negative in nature.

Even the decision of indecision or complacency causes a future effect

Very true 😊👍