The reason I'm here is purely luck rather than good judgement. I also don't think of it as a story as it is rather everyday for a lot of people in the world. It is just that the chattering classes tend to walk round in blinkers and shout down anything that does not conform to a set of narratives that they have built up over the years. Having said that I have built up my own set of narratives and while I do try to listen it is rare that I actually divert from them.
I'm also not big on philosophers and economists from a wealthy background creating solutions for poverty as they generally don't understand the implications of their actions.
Every action has consequences. You've made a lot of good choices, or you would not be here writing to me. That's not luck. Fortune favors the prepared. I don't believe in luck.