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yes that is key point,and along with this you should use your excess savings.

Yes, that is true. Good luck to you.

Most of my investments is in the stock market not in Cryptos. I like cryptos because of the "F" the government mentality. Also I'm running for President in 2028 - here is website page - https://www.tskjesusfreak.com/2028.html

So I wish you good luck.

That's in ten years! How old will you be then? We need some younger people in government. Like austria or france.