I agree with your point, but all passwords are still lost when losing the device unless you can do a backup and store it in a very safe place?
In LastPass, my financial sites are in "Secure Notes" and I also remove 4 secret characters in the password, so if it's cracked, it's still not a complete password.
You can backup the Mooltipass.
With lastpass , if your client computer is compromised(with a keylogger and database stealer) ALL your passwords are compromised. With Mooltipass or Trezor PM, only the paswords that you type in the machine are compromised. (As passwords are individually encrypted).
Thank you very much for your feedback. That's why the computer has to be checked and clean of spyware and keylogger or LastPass is vulnarable. I will check out the solution you suggest.