For the purpose of connecting lending and borrowing investors via an online network all over the world,
we have carried out a project of peer to peer lending using blockchain platform. Thanks to this project,
lenders and borrowers would be connected to each other quickly and easily and have not to make
complicated procedures like at traditional banks. Besides, it also allows lenders to gain the highest return
and borrowers to pay the lowest interest rate.
The project has been prepared since 2017. After a long period of analysis, system research and user
surveys of reputable analysts and investors in finance and banking, we have identified the needs and
desires of lenders and borrowers, and then provided with a system that meets almost all of the needs and
functions of the peer to peer lending for users.
Participants of the project are investors, credit institutions, banks, insurance agencies from many
countries. Our representative offices are located in major economic centers of European and Asian.
It is necessary to have an intermediary currency to carry out the blockchain based peer-to-peer lending,
thus, we created the digital currency called XCOIN.
XCOIN is the main currency as the third-party for the loans between lenders and borrowers.
This is the digital currency based on the ERC20 platform. It is the first currency applied in banking,
financial under the Peer to Peer Lending (P2P) in a completely new form