Agreed!. I just updated my last post. Crypto still beats TransferWise in my book, if you already own a large amount of bitcoin, by having made a bank desposit first.
But, I don't like Paypal !
Also , you can open a borderless account with TransferWise, which is another option for regular senders.
I just wish @ade-greenwise that crypto would be integrated with TransferWise.