Bitcoin is truly amazing and has immense intrinsic value as a self-regulating frictionless payment network affordable to almost anyone. So amazing is the technology that anyone can send it to anyone.
Just like the Internet, Bitcoin is one of those innovations that can break down barriers; information barriers with regards to the internet and financial barriers with Bitcoin
I will be very interested to crystal ball on banks in the coming years as I speculate some could suffer greatly. I would not want to be up to my eyeballs in (overpriced) property loans and have a customer base that has a better alternative.
Beware a bubble is brewing with them ICOs popping up all around us.