I couldn't find a link but I think it was around 2014 that congress quietly passed bail-in legislation. I'm sure you remember that. Bail-in's are legal in the USA and people don't even know it. FDIC is not funded to handle a real economic crisis yet the majority of people think it is. The masses are sleep walking into the next financial crisis and this time we are pretty confident there will be blood. They will pay dearly for their ignorance and complacency.
Thank you for what you do. You are not alone.