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It would still be a good idea to throw $25 at bitcoin, so that you learn how to purchase it at the exchanges. Then you will need to transfer some or all of your bitcoins to your wallet. Several different choices here, so it's good to get some experience. Then if the shit hits the fan and cryptos are the best choice, you already have some experience. This is what I have done and there is some learning to do with cryptos... I would rather learn now instead of under stress and duress... JMO