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Thanks....YES, I have for a long time now. .......Do you think thats all he means ?.....wish Gregory could clarify this for me !!

Yup, in the earlier days of Bitcoin, that was a catch phrase they used to use to promote it. Here's an example from a forbes article circa 2012. https://www.forbes.com/sites/jonmatonis/2012/04/26/be-your-own-bank-bitcoin-wallet-for-apple/#3bf185b97f91