Right?! Like wouldn't they want to actually take steps to make sure that some of what they are earning is going to be there for their kids? Or at least that if something happens to them or their job, that they would be able to survive for a month? They wouldn't have daycare expenses if they were laid off, but that's only going to help so much. It's really disgusting how little most people know about personal finance and how to "balance their checkbook." Most people don't use checkbooks anymore (thank goodness, because they always slow down the line) but they should still know how to tell the balance of their account and that it shouldn't be negative!
Rant over... for now. :)
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