@mickyscofield, nice idea about the app, it could actually be modified. @papa-pepper, this is kinda an eye opener, looking at how disadvantageous getting loan is from this your perspective. It will make people understand and know how much they are losing on a level they can understand.
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I just think that more people really need to consider the seriousness of debt and paying interest, and this would be one simple way that they could understand it a little better. Thanks!