It sucks to fail, and when it continues multiple times, it gets rough. I do think that people will succeed in the end, though. It's tough though, but I think life is a struggle. Sure you can retire early if you do well, but with the prices changing so fast, that money might not last.
Yes, I think a lot of people will not mind failing once twice or thrice, it is not the same for someone who has failed all their life. The feeling of pain that comes with being a serial failure it's not something that anyone can overcome so quick