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So, there's a few things here that I'm not entirely sure of what is being asked, so I will pick the different pieces apart and answer that way.

REWARD POOL

The way the reward system is set up, individuals earn rewards based on how much is allocated to posts and comments. This comes from a pool, which itself is created from STEEM inflation. In other words, the pool is separate from the general STEEM supply, and doesn't really represent STEEM or SBD until it is paid out, which takes place on the seventh day of the post's publication.

There are two ways to be paid—a 50/50 spilt of SBD/SP, and straight SP. SP is based on the value of STEEM in fiat, as well as its relative value to SBD, which is always fixed at $1. So no matter what the SBD price is on the open market, it's internal value is $1.

So, basically the reward system is designed to have users take in, at best, half of their rewards directly to SP, while potentially receiving the other in SBD (or liquid STEEM which was the case up until more recently). In other words, the system is slanted towards earning STEEM Power (SP), as opposed to STEEM/SBD.

WHY?

I don't know that I know that answer entirely. However, it does have something to do with enlarging the reward pool based on user stake, and encouraging people to hold it. The way STEEM value goes up is when more people have it and keep it, rather than earning it and the withdrawing it, much like they would a paycheck. STEEM is meant to be much more of an asset or investment at this point than it is meant to be regular income.

POWER DOWN

Even though half or all of one's author and curation rewards may be going to SP, there is still a way to revert the SP back into liquid STEEM. It's called a power down, and to completely to do so takes a total of 13 weeks. However, each week, an amount is made available in STEEM, and the power down can be stopped or modified, as well. So instead of needing to power down all STEEM, a user can get at what they want or need, depending on the amount.

SECURITY

In the event that an account gets hacked or stolen, which has been the case from time to time, having stake powered up prevents the entire amount involved from disappearing immediately, with the hopes that something can be done to prevent the stake from being siphoned off completely. Not all cases are salvageable, so being wise about the use of passwords and keys is essential.

LIKELIHOOD

There's really not been an ongoing call for a change in the way rewards are paid. Rather, it's been the opposite–the community tends to encourage powering up as opposed to holding liquid STEEM or SBD. So, that's not a change that's likely to come soon.