in my opinion, mothers are better suited to managing finances.
The role of women in the family is so numerous, ranging from taking care of the husband, children, to household needs. Not to mention, if the mother works, besides having to be smart to divide the time, the mother must be smart in managing the finances in her household. This is why giving financial education to women is very important.
Nini Sumohandoyo, Corporate Communications & Sharia Director Prudential Indonesia explained, one of the Corporate Social Responsibility (CSR) programs implemented in 2017 by Prudential is financial literacy programs (knowledge or ability to manage finances).
Starting from, financial literacy for children to women. Then, giving two apheresis machines to hospitals in Makassar and Bandung, and also partnering with the University of Indonesia in opening the S1 Actuarial program. All CSR activities are part of the Prudential 2017 financial performance report, Jakarta, Thursday (04/04/2018).
In carrying out one of the CSRs, he collaborates with the Ministry of Women's Empowerment and Child Protection, Ministry of Tourism, Ministry of Social Affairs, and Ministry of Trade. The women who are members of SMEs are gathered in a meeting to be given a briefing on the economy.
Nini explained how important it is to teach women how important it is to manage finances in the household. Mother can distinguish between needs and desires. Because, according to him these two things become problems in everyday life.
"We teach in a basic way, the difference between needs and wants. For example, what is needed is to eat. If you want to eat, you want to buy clothes. So the management of the money is right," Nini added.
Not only that, calculating expenses and income is one of the important things. This is the most basic thing in the financial flow in the household.
"Then, simply calculate the daily income and expenses. We teach mothers not only about insurance. Who already has an account in the bank but they save money at home. They are afraid of going to the bank," he explained.
To learn insurance, housewives are taught about the importance of having life insurance. very important to protect yourself and your beloved family members.
"If there are calamities such as earthquakes, for example family members die but their children are still small if they don't have insurance, it will be a hassle. On the contrary, if you have child insurance, it will be safe because it has been covered, "he concluded
Thanks @mukhtaruddin01