Hi @carolfung, I have also started participating in the #newbieresteemday a few days back. I think it is an awesome idea by @davemccoy and @mudcat36. Here is my post that I will like your help to resteem. Thanks!
https://steemit.com/cryptocurrency/@culgin/cryptotalk-what-is-an-ico-and-is-it-worth-investing-in-it