Buying property with crypto? France just took a real step forward.
Last week, just across the border, Banque Delubac & Cie launched Delukey, a new service allowing people to buy real estate directly in crypto, without converting to euros first!
Yes, you read that right. No pre-conversion. No smoke and mirrors.
The process follows all the traditional steps: promise of sale, notarial deed, registration.
The big difference?
Payment happens via a crypto escrow wallet managed with partner notaries.
The seller can choose their payout: 100% euros, 100% crypto, or a mix.
And to manage volatility, they’ve built in safeguards:
- Deposit a few days before signing
- Buffer clause (+10–15%)
- Option to use stablecoins
Compliance? Fully covered. KYC, AML/CFT, traceability, all in place.
Even cooler? They're exploring crypto-backed Lombard loans to let you buy without selling your digital assets, which means no triggering capital gains tax!
Imagine what this could mean if replicated across Europe. A smoother, smarter bridge between traditional real estate and Web3 assets. A model for how blockchain can integrate with real-world systems.
And maybe, just maybe, a taste of what we could one day see in Luxembourg too!
At OffChain, we believe that crypto is about unlocking new freedoms. New possibilities. New rules.
Would you buy your home with crypto if you could?
Let’s talk about it!
