Dear @ketcom, from what I have read, many expect this HF21 with more doubts than certainties, as the forecasts are discouraging. I am one of those who think it is necessary to wait and see what it brings or rather to see if what has been announced brings benefits or will cause many to leave in terror.
I advise waiting and see what positive or negative consequences this adjustment will bring.
Thanks @fucho80 for your comment.
You're using the wait and see approach, that is fine. Let's wait and see.