Interesting question. I ride a motorcycle, have been riding for more than 50 years. Do I tempt death every time I saddle up? Of course I do. Do I tempt death every time I cross a busy street on foot? Yep.
For me, it's all about living my life to the utmost. Whether it's dangerous or safe, real or perceived, I want to make the absolute most out of my turn at life. That's all.