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In one sense it's a pity, as I think you'd make better decisions than some of the current crop. But you are right - it's a closed shop now.

The only way in to really disrupt it is to buy in and that might happen (if the place survives) when corporations start powering up.

If the rent-seeking that @krnel was discussing doesn't cause our economy to implode, yes, you might be right. Imagine, @microsoft-witness - LOL!