The APR for delegating to Hive SBI is only about 6% after curation, which is lower than just filling our regular lease requests on dlease.
People support Hive SBI because they support our vision of account-based curation, and providing a reliable support level to worthwhile accounts, not so much for the APR.
(On the other hand, we calculate APR at the bottom of the curation reward curve, so if the votes are pushing you up the curve your actual APR could be much higher... and when the curve goes away the APR will be much higher for everyone)
Does @steembasicincome also create accounts for users or is the RC not used?
We use the RC to claim tokens, but are not explicitly engaged in any program creates accounts for new users.
Account creation requires active keys, and we don't keep active keys in the cloud.
We have thousands of claim tokens available to any service that will create a flow that enables us to create new accounts on-demand without having to store active keys in the cloud.
What I would like to see is a two-step process where a new user enters their info and saves their keys, and then I can just connect and sign the transactions with keychain (then presumably it would notify their user that the account is ready).
Okay cool! I was just curious!
Hopefully someone will take you up on the offer :D