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I thought banks were the best method for laundering money, not all these other methods?
HSBC, UBS, etc. not Bitcoin, money orders, etc...but large banks.

maybe for large entities, but for the individual?

Are there that many "individuals" that launder money?
The news I see is about the mob, or CIA or large entities, like one of Trump's businesses.
I think it usually takes some sort of an organization...because it is taking illegal profits from one organization and running it through the books/bank account of a legal business. This would usually require more than one person.

I still find it crazy that Americans have to pay for the "checking account" which is the equivalent of a free current account in the UK madness bud, hopefully things will get overhauled within the next 5 or so years I reckon, collapse of the petrodollar imminent

Personally, anything connected to government is a bad idea when it comes to protecting your own personal wealth. I'd pay my fed taxes through a postal bank, and maybe buy stamps or something...that's about it...

Bad government everywhere 😔