You are so right. I saw it as investing in myself.
I would covert the SBD asap. I think the value of steem is only going to go up from here. There may however be dips in the day. The other things is that you ability to earn goes up with the more steempower you have. Even if it just means a penny increase in voting power, it makes a difference. Given there is not interest paid on SBD. It makes sense to keep it either as steem or steem power. There is more of a return.