Happy big 5.0 to you! I love reading your contemplation, a lot of it rings true with me, not everything and that's o.k. that's how it should be. I am sure that if I were to retire any time soon, I'd be like you and not like your friend.
Happy b-day and happy soon-retirement!!
Thanks! Semi retirement is something to look forward to - I'll still have to earn a little something! Maybe just on HIVE haha
Sounds like a very good plan - good luck with it!