"October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February" -- Mark Twain
I often see people get too cautious sometimes without any real reason. What do you think about that?
I totally agree...Investment must have risk
It depends a lot about experience and personality.
20+ years exp. investor may secure a good 6-9% with super low risk and be happy, while new investors may panic for a -5% in their portfolio.
At the end I think everybody fits in a specific spot they need to find themselves.