Just another perspective, however, I wouldn't simply "park" funds in Steem. It is still subject to the movements of the larger markets that it is a part of. I would only park funds in Steem if you are also actively generating interest in the form of further participation on steem. Just my two cents.
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absolutely valid reasoning. some people don't have other options to put 'savings' in anything, so i guess i should have formed that answer better. but absolutely agree. i really should not power down at all but sometimes i need the funds to help with things. always welcom to spend those 2 cents in comments! :)