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I lose money by converting it, hence why I have not invested on here, simplify rather than make things harder, sbd makes zero sense to me, sp and steem do.

Don’t convert then. You can just trade it for the market value worth of STEEM on the internal market.

You have a valid point with that, as do I with it is of little worth or assistance within the system that is.

The worth is explained in the post: leverage and HODLing effect.