Yeah I only watch with subs these days whether or not I can hear them. I think the only acceptable TV I've ever watched were german dubs, they're loud and clear.
Think I also read at some point that american movies are so low during talks on purpose so they can blast ads louder into your subconcious, lol. Wouldn't be surprised.
There are a lot of shows that I have to turn up to hear the dialog, then when action happens it's like my house is blowing up. That's part of the reason I started using subtitles.