and?
there is no reason to not enable an optional feature that increases account security.
the only accounts that get stolen will be ones that went inactive for 60 days and set the reset account to a bad actor. steemit can steal no accounts. the witnesses can steal no accounts. everyone has a reset account of @null by default, making this feature 100% opt in.
the best way to use it would be to set the reset account to an alt account and put the alt account's keys on the cloud. this way it would be much harder to lose your account by losing the keys, as the alt account's keys are more exposed but also much more accessible and harder to destroy and have no risk of funds being lost.
Upon rereading this and the prior post, I conclude you are correct. My assumption was that new folks would be using the dapp providing their account as their recovery account, which could then reset their account should they be inactive for 60 days.
However, if the reset account feature is opt in, newbs wouldn't set it. Only after they have climbed the learning curve high enough would they gain the necessary understanding, and by then they should have a good idea of who they can trust as their recovery account.
Generally right? Or am I still a n00b?
That is exactly correct.
Honestly, we are all noobs.
There are less than a dozen people in the entire world that know this platform in and out.