I do agree. I think the problem is that by voting for posts, you vote when the value is already there. But there should be a way to vote for value that is not yet there and somebody is promising to create. This however becomes very difficult and requires some smart contract plus decentralised oracles that state if the objective was met to unlock funds.
This is sadly well beyond what steem can do right now...
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You're right when it comes to a fully decentralized smart contract type solution. It is possible to pay the funds out to a trusted agent though, who will then release them upon completion or whatever sort of criteria are used.