Interesting...
I have a little knowledge about government's bonds, mutual funds, stocks and etc and I wonder how will this end, monetizing such things thru SMT and content materials, community, and paticipation. It is close to lending kind of smt with different approach.
Did you write and send something formal about this letter to the Berkeley Council, Tom?
This post is what I sent them. You don't need to understand the lending; the understand that they don't need it if they use an SMT effectively instead.