Whether you call it the 'Sharing Economy', 'Peer to Peer', collaborative or so whatever, we can safely say the days of centralized platforms are moving more to a decentralized model. It will never fully disappear since we'll need an authoritative body to provide the initial birth certificate (really, I was born in the U.S.!), proof that NY State allows me to drive a car, etc. But even these examples will morph to be the initial step to distributed info, in particular info concerning identity.
So while we watch the crypto price come back down from their nose-bleed heights to... [fill in your guess/hope/fear here] the financial sector of blockchain will, in hindsight, prove to be less of a big deal (ok, let's drag the word 'disruptive' out) than the societal changes that will come to pass.
An amazing book on this vast topic is Peer Inc., by Robin Chase, Co-Founder of Zip Cars. She is a seriously profound speaker and you can find plenty of her talks on YouTube if you're one of those 'post-literate' people who doesn't read books. - No judgement on my part (cough! Lightweight!) Just teasing... grappling with ideas is more important than how you found the ideas. Do it either way since she's awesome.
If you have an interest in where these changes might occur and who will be leading them then one place to start is Blockchain for Social Impact, an initiative from ConsenSys.
So back to the article that prompted this little digression:
Bitcoin Is Just The Latest In The Trend Toward Decentralization
Happy reading, viewing, entrail/smoke cloud/tea leaf reading.
Marcos