I'm abstaining from this vote.
I don't agree with looking at a bank at this very early stage of our development; we also know a big change is planned for the blockchain within the next six months (SMTs and RC pools) and we don't know the effect that will have on spinvest or what resources we will need to manage the effects.
I would support a combination of options one and two.
Confirmed SPI member.
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The spinvest post I have linked has some good commentary pertaining to the bank in the comments thread. This would essentially be put on the back burner until a later time when we have a better understanding of what is going on with these changes and how to beat allocate resources. SPI as an SMT also doesn’t make any sense either. Thanks for your input. Where are you casting your vote now?
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Thank you, @conradsuperb, I read the comments on the linked to post before responding here. I understand what you are saying, but that is not what we are being asked to vote for. I have a lot of sympathy with @taskmaster4450's comment about a lot of work without a lot of people, and there may be merit locking into a lower rate of interest, especially when you take into account that we still have not got a plan for engaging a wider base of investors, something that is going to take a lot of time. My position for this vote remains the same.