Many card companies have stopped allowing purchases of alt-coin. I found that coinbase will allow immediate purchase of various alt-coin with Debit card, but had to call my bank and get them to whitelist it. At first they were blocking it on fraud alerts. The banks I think are fearing the crypto-coin and intentionally trying to make purchase difficult for folks. I use the Coinbase to purchase bitcoin or litecoin with debit card, then use blocktrades to convert to Steem. Someone else turned my on to this method and it took me only 5 min. to complete. (After the previous whitelist with my bank).
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