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That is my point exactly... I doubt they can explain it to you (since you're right), but maybe they will listen to you (or all of us collectively).

I guess I should first wait and see how it all plays out. Hopefully they have thought this through and have a better picture of it than I do!

I agree that seeing how it plays out is smart! I too hope they have thought it through and know better than both of us :D

have a wonderful weekend Melinda!